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Buy or Refi - Rates Are Still Low!

Buying a Home?  Mortgage Refinance?  Get the lowest mortgage rates in Jacksonville from a local mortgage broker... When you buy a home or refinance a mortgage, it's a big step. In Jacksonville and the Beaches, you can trust professional mortgage broker Joe Gufford at Pablo Beach Mortgage for the experience and attention to get the best mortgage and lowest rates.

Refinance your mortgage and take advantage of the low rates!  Reduce your monthly payment, pay off those credit cards, or add that extra room.  Refinancing your mortgage in Jacksonville is done best with a top notch mortgage broker!  Trust us to keep it simple and worry-free. 

Is your A.R.M. broken?    Let's fix it!    Adjustable Rate Mortgages can get out of hand -  before you know it, your monthly payment has gone through the roof!  Let Joe Gufford guide you to the best refinance mortgage loan.  Click here to refinance.

2009 - Best buyer's market in 36 years!  In April 1973, mortgage rates were higher than they are today.  Since then, we've only had mortgage rates even close to this low during 2001 - 2002, the height of the seller's market where there was little inventory.  In the last two buyer's markets, in the early 1980s and early 90s, rates were much higher.  (18-21% around 1980, 11-12% in the early 1990s.)  So today's buyer's market, with exceptionally low mortgage rates plus higher inventory, is the best time in decades to purchase!

(See the original article on Joe's Blog or check todays rates.)

First time homebuyer or seasoned pro -Trust Joe Gufford to find the mortgage loan that best fits your needs.  "More personal attention" means you enter a frustration-free zone from application to closing.  Getting the right mortgage loan is like getting the keys to your new house.  Joe will help you get there with the best rates and terms available!  

Click here to apply, or click here to prequalify.

Good credit? Credit-challenged?  No sweat.  We know credit, with home mortgage programs for all.

Customer service is TOP PRIORITY!    

Joe Gufford is a top notch mortgage professional who gives you the personal attention you deserve.  Expect expert advice on the home loan that's best for you and your unique circumstances.  As a certified mortgage broker in Florida, Joe knows you're making a big commitment when you buy a new home, refinance a mortgage or cash out your home equity.  So he makes a big commitment to you:  "I will help you qualify, apply and be approved for the right mortgage loan for you...and I'll keep you updated regularly on the progress."

Specializing in Jacksonville Mortgages Rely on Joe Gufford at Pablo Beach Morgage to provide first class mortgage service for you anywhere around Jacksonville and Jacksonville Beach.

Mortgage brokers originate more than 65% of new home loans in the USA.

An independent study conducted by Georgetown University reports that applicants pay LOWER financing costs when they obtain their mortgages through mortgage brokers instead of from loan officers directly employed by lenders or banks.

The same pattern holds true for African-American, Hispanic, and low income borrowers.

This information was presented at a Federal Reserve Board conference April 7, 2005.

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PABLO BEACH MORTGAGE


Joe Gufford
Mortgage Broker
 

2451 South 3rd Street Jacksonville Beach, FL 32250
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